Roofing

Dents and dimples in shingles, granule loss exposing asphalt layer, cracked or broken tiles, soft spots on roof. Document hail size and get weather reports for insurance claims.

Lifted, curled, or missing shingles, exposed underlayment or decking, damaged ridge caps, flashing pulled away. Wind damage often affects edges and corners first.

Combined wind, hail, and water damage from severe weather events. Ice dam damage from frozen water backup. UV and sun damage causing material degradation over time.

Asphalt shingles with 15-30 year lifespan are the most common. Metal roofing lasts 40-70 years. Clay and concrete tiles last 50-100 years. Slate roofing lasts 75-200 years. Wood shakes last 20-40 years. Flat and low-slope roofing options.

Document damage with photos from ground and roof level. Report to insurance promptly. Get professional inspection. Understand ACV vs replacement cost settlement. Review policy for deductible and coverage limits.

Professional roof inspection techniques, damage classification by severity, documenting damage patterns, moisture testing of decking, interior damage assessment.

Hail damage identification on asphalt shingles, metal roofing, and tile. Hail size measurement and impact assessment. Distinguishing hail damage from normal wear, manufacturing defects, and foot traffic.

Common disputes about hail damage claims including age of damage, pre-existing conditions, cosmetic vs functional damage, and repair vs replacement decisions.

Replacement cost value vs actual cash value for roofing. Depreciation schedules for different roof types. Wind and hail deductibles. Cosmetic damage exclusions. Code upgrade coverage for roof replacements.

Verify licensing and insurance. Check references and reviews. Get multiple estimates. Watch for storm chaser warning signs. Understand contractor warranties vs manufacturer warranties.